Credit Administration Manager

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Company:
Qatar National Bank (QNB)
Location:
Kuwait City, 'Asimah, Kuwait
Salary:
Competitive
Employment Type:
Full time
Sector:
Credit, Risk Management
Sub Sector:
Other, n/a
Position Type:
Permanent
Job Reference:
1771934
Date Added:
25-March-2017

Job Description

About QNB
QNB Group, the biggest bank in Qatar, and a leading financial institution in the Middle East and Africa, is looking to hire a Credit Administration Manager, to meet the requirements of the expansion of its office in QNB - Kuwait//Kuwait City.
QNB Group's presence through its subsidiaries and associate companies now extends to more than 30 countries across 3 continents, providing a comprehensive range of products and services. The total number of staff is more than 28,000 operating from over 1200 locations.

Person:
The incumbent will be responsible for overseeing the review of credit facility proposals for Corporate and Retail customers (only those retail proposals that fall outside applicable policy parameters), forwarded to them by the appropriate departments/ units. The incumbent will assess the quality of the credit exposure sought to be undertaken and ensure adherence to established policies and procedures.

Experience:
Perform and oversee credit assessments, and comply with established/ approved credit risk policies and procedures, Regulator guidelines and Basel.
Perform activities within the assigned Credit Risk Strategy that reflects the QNB's tolerance for risk and the level of profitability the QNB expects to achieve for incurring various credit risks.
Use standardized process for evaluating credit proposals ensuring that all approved credits are within QNB's Credit Risk Strategy.
Coordinate activities with Credit Officer Administration to ensure the timely processing of customer credit requests within established TATs.
Coordinate with QNB Compliance to ensure an appropriate response to obtain updates on regulations pertaining to credit risk review that are promulgated by Regulators, if any.
Perform and oversee credit assessments, and comply with established/ approved credit risk policies and procedures, Regulator guidelines and Basel.
Manage the workload amongst the team and set targets and objectives for the Credit Officer Administration.
Liaise with Relationship Managers for the timely receipt of customer documents/ other information required to evaluate the credit worthiness of the proposed borrowers.
Manage the assessments on credit proposals by preparing a report which analyzes the various credit risk facets to measure a final credit risk rating including an assessment of the requested facility and guarantees provided, client management and background, industry analysis, country analysis, external agency credit rating (if applicable), financial and cash flow analysis and the risk rating from the credit risk rating tool.
Support the Credit Risk Manager and Credit Analysts in preparing a recommendation to extend, decline, or request further structuring/ guarantees/ collaterals to the deal to minimize credit risk to meet QNB credit risk standards.

Qualifications:
Bachelor degree preferably in finance, economics or related subjects.
Minimum of 4-6 years experience in a major bank's risk function.
Good understanding of credit risk methodologies (KMV, Credit Metrics, etc.), interest rate modelling [short rate models, HJM, BGM, etc.], VAR, and/or other complex financial risk modelling highly desirable.

Note: you will be required to attach the following:
1. Resume / CV