Client Manager

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Company:
Standard Chartered Bank
Location:
Amman, Jordan
Salary:
Negotiable
Employment Type:
Full time
Sector:
Corporate Banking
Sub Sector:
Relationship Management
Position Type:
Permanent
Job Reference:
3884618
Date Added:
19-June-2018

Job Description

Credit Analysis

  • Timely drafting of credit analysis as directed by the relevant Team Leader. Such analysis should be Insightful, Relevant and Succinct and include the following, inter alia:
  • Discussion of the dynamics and nature of the Client's industry, including key risk aspects;
  • Assessment of the Client's competitive positioning within its industry;
  • Discussion of management strength, experience and track record and corporate governance more broadly;
  • Articulation of the Client's strategy and an assessment of its clarity and associated execution risks;
  • Assessment of funding strategy, financial policy, treasury activity (hedging, cash management) and liquidity;
  • Development of a current / forward year base forecast performance expectation;
  • Assessment of balance sheet strength, alongside cashflow and profitability vulnerability, via ratio analysis and/or stress testing;
  • Discussion of other pertinent risk aspects, including country risk, parental and/or governmental linkage/support, relative ranking of indebtedness;

Stakeholder Partnership

In respect of Clients where the role-holder is assigned as analyst:

  • Proactive monitoring of key entity or industry wide events and/or developments, as well as of covenants and risk triggers where applicable
  • Partnering Relationship Managers in pursuing their client strategies through proactive idea generation, support in preparing materials for client discussion and through ensuring they are always fully briefed on key risk aspects
  • Partnering Risk through clear presentation of credit analysis and proposed credit grading, as well as through proactive and considered discussion of key risk aspects
  • Accompanying Relationship Managers on client visits, as part of general due diligence in respect of credit analysis

Acting as a broader point of expertise in respect of credit aspects with Product and others across SC

Business Partnership:

·Provide direct support to the GAM/FAM for the assigned client portfolio as follows::

oEnsure the highest level of client service and risk mitigation through proactive client account management support with client on-boarding (liaising with COBAM), credit monitoring (liaising with CA COE) and flow maintenance

oActively engage and collaborate with Clients, GAMs/ RAMs/FAMs and Product Partners to understand and respond to any issues/concerns relating to the ongoing account maintenance including highlighting any unusual utilization patterns to coverage teams.

oProvide proactive support on account maintenance activities like documentation, reporting etc by engaging and collaborating with the client, COBAM,CRC, LDU, MDU, Legal and Compliance and relevant ops teams as required to ensure the clients expectations are met or exceeded

oEscalate issues/concerns relating to account maintenance activities to the CM Team Lead for follow up as relevant